Servicing Loans in 25 States

We Are Your Experts in Chattel Lending!

Our chattel lending programs allow you to focus on what you do best… sell manufactured homes and fill your vacancies.

Let Us Put Our Years Of Experience To Work For You

We Have Two Great Dealer Programs

Competitive Interest Rates

Low Closing Costs

Quick turnaround time

Designated Points of Contact

Amortization Terms up to 25 years

Financing available for Non-Park Owned Homes

Non-Recourse Home Owners Program

This new program allows homeowners to secure financing without the risk of personal liability to the park owners and successfully navigate the home-buying process.

Key Program Features Include:

Tax Match Incentive Program

Want to sell more homes in 2025!

Our top MHP owners use this marketing tool:

Here’s how it works: Offer to match the buyer’s down payment, dollar for dollar. Talk to your assigned loan officer at PEP for more details.

Your Trusted Partner for Manufactured Home Financing

What We Do

PEP specializes in financing manufactured homes for applicants who have low credit scores. We provide the opportunity for home ownership, convenient payment options and the ability to establish a good credit rating while building equity. Our courteous but aggressive collection program helps control payment delinquency. We will work closely with your community property manager to maintain good loan customers. If you are looking to sell a portfolio of existing loans, PEP is anxious to help you free up capital.

Who We Serve

PEP’s niche is to service and lend to those credit customers who don’t qualify for traditional manufactured home financing. It is our belief that open communication is the key to working with individuals having limited budgets and who must manage their daily expenses carefully. Throughout the entire application and closing process, you and your customer will work directly with one loan officer ensuring that every application submitted by your park staff will receive prompt and courteous service.

Flexible Loan Options to Fit Your Needs

Colorado • Illinois • Indiana • Iowa • Kansas • Kentucky • Michigan • Minnesota • Missouri • Nebraska • Ohio • Oklahoma • Texas • Utah • Wisconsin • Wyoming

Recent Additions

Alabama • Florida • North Carolina • North Dakota • Pennsylvania

Lorem Ipsum is simply dummy

It has survived not only five centuries, but also the leap into electronic remaining essentially unchanged.

Lorem Ipsum is simply dummy

It has survived not only five centuries, but also the leap into electronic remaining essentially unchanged.

Lorem Ipsum is simply dummy

It has survived not only five centuries, but also the leap into electronic remaining essentially unchanged.

Want To Sell A Portfolio? We Are Anxious To Help!

OUR LOCATION

Illinois Residential Mortgage Licensee, MB.6760914

For licensing information, go to: www.nmlsconsumeraccess.org

555 W. Monroe, Suite 500
Chicago, IL 60661

1-888-473-4858